I pay too much in taxes. Или как реально и легально уменьшить выплаты налогов. ...
 

I pay too much in taxes. Или как реально и легально уменьшить выплаты налогов. Делимся опытом.

Мы все, жители США, платим налоги. И их размер, на мой взгляд очень большой. Что можно сделать, чтобы уменьшить эти выплаты? Поделитесь, пожалуйста, своим опытом.

Всё зависит от вашего дохода.
Put as much as you can in your 401K and 403B.
Muni bonds are tax free, too.

It's a retirement account you are allowed to enroll in at work. You can contribute there up to $16000 a year. And when you get it back ( at maturity) you don't pay taxes on it.
I'm not sure how you can pay less taxes otherwise, maybe live in the state without state income taxes ( like Floridam, Texas or Washington). We pay in California extra 10% in addition to federal taxes. And it really, really sucks!

Vote against incumbent people in Washington and put in the people who will vote for decrease taxation policies in November! (v)

Я работала в компании и компания делала контрибюшен в мой 401К план и я делала взносы в 401К план. Но о том, что существует 403В план я не знала. Кака я могу открыть этот план без компании?

A 403(b) plan is a tax-advantaged retirement savings plan available for public education organizations, some non-profit employers (only US Tax Code 501(c)(3) organizations),Cooperative hospital service organizations and self-employed ministers in the United States.

And when you get it back ( at maturity) you don't pay taxes on it.
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that's not entirely true...

work off the books
Lina, you understand - this is illegal. The question was not about illegal activities.

and by the way, working off the books is not illegal, failure to report your earnings is. :)

if you pass certain point in your money portfolio, it became easier... It is hard to start.
This is not a right place to ask these questions. Find yourself a knowledgeable CPA. Spent 1-2 hours with him (well prepared so you know what questions to ask) and you will see your $400-500 well spent..