Esli est' 35% downpayment dlya pokupki doma-to dadut bes osobyh problem. A esli nado zarabatyvat' credit history-to minimum 8 mesyatsev no pri etom nado ee zarabatyvat' a ne prosto v strane naxoditsa-tipa vzyat' creditki i pol'zovatsa imi a inogda dazhe stoit vzyat' ssudu naprimer na mashinu-dazhe esli eti den'gi est' na schetu-inogda luchshe vzyat' nebol'shuyu ssudu chto by zarabatyvat' credit history