..Iya schitauy, kak economist i svyazan s mortgage analysis, - it's going to take at least 2-3 years to get back to the track, first of all the houses prices must stabilized and people would start to believe again and invest in the economy as they did back to end of the 90's and early 2000's....second of all the war in Iraq must be stopped, so the government would start to invest more in social, education and administrative sectors of the economy....those are one of the two key points but I don't want to argue and know there are much more sectors to invest and stabilize to prospect....
P.S...but there is still so much opportunities, even in this time of economy to gain financial stability in "your world".... :-D
Regards,
Nikita