Андрей, опять же таки - многих садить придется.

without proper investigation of his income - Define proper? Here in America we trust each other. ;-)
isn't it a fraud to push borrowers into signing these mortgages - Who says they were PUSHED? Every single one of them left bank happy. They couldn't wait to move into their new house
:-)
Being a devils advocate here.
Upset? U should be, we paying for it now.