Maria, the 250k limit is a cope-out.. patching a problem with no realbenefits ( as been proven in every state that passed the limit )instead of solving it.
Not sure what you mean either.
The climate for practicing medicine in California is a lot healthier as a result of that single change in the malpractice law than in , say, Pennsylvania, where some specialties pay up to $200,000 a year in malpractice insurance.