Julia,
You're missing the point. It's not about advising seniors and others how best to invest their money. And by the way, government obligations are "safe" ONLY if held to maturity. For a senior citizen to by 10-year treasury bill now would mean he will get his money back ONLY in 10 years. Sold in interim in the secondary market, this investment will likely lose money if interest rates go up - and they ARE going up because there is no room to go down!
The point I was making is that what the government is doing now - transferring billions from savers to the banks via currency and interest rate manipulation is nothing more than "wealth redistribution" on a massive scale which dwarfs any "stimulus" of which there already have been several.

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Новые фотки - у дочери на дне рождения. 16 лет. Very BIG DEAL !!!