ok, asked to loosen standard..
а че если бы попросили спрыгнуть с 10ого этажа? S&P and Moody's make their decisions independently of what they are asked to do, and if investors were defrauded by the rating agencies they have rememdies to sue them..

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Человек, который почувствовал ветер перемен, должен построить не щит от ветра, а ветряную мельницу