I really don't understand this well at all, aren't banks responsiblefor screening their applicants based on their paying ability, history,and shouldn't lend to those who can't pay? I always thought , forexample, that I shouldn't buy a house valued more then X2 of my earlyincome. And never would... But people were allowed to buy much moreexpensive properties...
Julia, now it's my turn to say Oy, Vey!(md)
It appears that you are not aware how the banks were pushed to lend to minorities and disadvantaged on the threat of being labeled racist.