Sveta, the biggest issue they want to address is there are some markets that have no competition.. Like even in Central NY.. you either go with United or BlueCross..
A lot of insurers struggle to cover multiple municipalities due to regulations, etc.
Government ran plan would complete nationally across the board.
However, the other solution could be ( a better one ) make insurance regulation a federal law and prohibit state/local regulations.
This will fix monopoly issue.
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