last note (preemptive strike ) , I do not in any way suggest that
unions are perfect, neither is a corporate structure. But I am
completely against demolishing them - they are a necessary economic
force (and
sometimes necessary evil )

..Iya schitauy, kak economist i svyazan s mortgage analysis, - it's going to take at least 2-3 years to get back to the track, first of all the houses prices must stabilized and people would start to believe again and invest in the economy as they did back to end of the 90's and early 2000's....second of all the war in Iraq must be stopped, so the government would start to invest more in social, education and administrative sectors of the economy....those are one of the two key points but I don't want to argue and know there are much more sectors to invest and stabilize to prospect....
P.S...but there is still so much opportunities, even in this time of economy to gain financial stability in "your world".... :-D
Regards,
Nikita

Мой сын недавно взял в университете класс в котором он изучал систему "Lean". "Я у него спрашиваю что же это такое?"
вообЩем он мне долго рассказывал о новой передовой системе труда которую придумали на ТОyota около25 лет назад. Если рабочий придумал что-либо что Облегчает его труд или приносит прибыль производству и увеличивает производительность то рабочему дают премию. Узнаёте систему?! Это наше родное рационализаторское предложение, которое было придумано и внедрено гораздо раньше чем 25 лет назад... НО самое главное в чем собственно и разница что не только рабочий денежки получает а и его вышестоящие начальнички т.е всем выгодно! Поэтому TOYOTA и может продавать дешевле, поэтому то она и впереди.Что вы поэтому поводу думаете как специалисты-финансисты.

there are a lot of factors, but at the end Toyota makes better cars - that is what counts. They did not concentrate just on SUVs they grabbed majority of the hybrid market.
2-3 years of recession is a stretch... i think we are going to be in the mud for 1 -2 ... then real estate should correct itself and credit market will loose another XXX billions and we will go on.

Vladimir (Y) Right on the money. The economy used to be a very slow turning boat, it took a decade for something to happen. Today ? 1-2 years.

real estate:-)
pokupka 'interes only" bula izobretena v 1996 kazetsja,,, gde to togda,,, t.k. Amerikancy uze togda ne mogli platit fixed rate...
1996 -2008.... 12 let..... ljudi pokupajut interes olny v svoem bolshinstve. (dobavlju interes only beretsja na 3, 5, 7 let
sejchas oni :
1. ne mogut pokupat' uze "interes only"...
2. drugie kto kupil interes only ne mogut platit'
3. te kto kupil 5 let nazad prodajut, t.k. ne mogut platit'
4. zavtra budut prodavat' te, kto lupil 3 goda nazad
5. + prosto Amerikancy kto vladel domom 20-30 let
naivno dumat' chto puzir' kotory staratel,no naduvali 12 let ...stabilisiruetsja v techenie 2 let :-D
ceny budut idti vniz,,,,no volnoovrazno,,,,eto normal,noe javlenie

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You have to consider the EURO factor, it is causing out economy to move faster than ever. If the plans for next year to have Unified EuroBank go through, you will see it accelerate even further. So yes 2-3 years.

evro factor....
:-D :-D :-D
cherez 3-5 let vy budete rassmatrivat' China factor

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Unions are pain on the *ss for any business and industry, and in general, the left as a whole are detrimental for any social system. The strong French Unions are the main reason that this country, despite some natural advantages, trails its neighbors.
American crisis is just a part of Global crisis, and we have all chances to suffer less than our foreign friends/competitor. But if we are stupid enough to choose Demunists – we have all chances that it will be longer than at any other country here – as was the case during the Great Depression. Socialist Roosevelt managed to follow the most irrational and painful path. The US recovered way longer than anybody on earth as a result.

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алексей бычков

Banality: Unions make companies and even entire industries go down – and the owners look at other countries as a manufacturing ground. The “stronger unions” – the worse the situation. Look at automakers, air carriers and steelmakers – they are in perpetual crises –they suffer the strongest Union omnipresence. Greedy and unreasonable Obama-like ignoramuses inserted their noses even into operational management and systematically prevented companies from investing in modernization and quality. In metallurgy – they even forced to close quality-control labs. Unions prohibit using idle labor to temporarily As a result, nowadays even massive government assistance cannot save the union-contaminated plants. On the contrary, the Union-free plants (mostly on the South) are flourishing

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алексей бычков