At least we all agree that health insurance is the same scheme as Wall Street fraud ...
No it's not. If Wall Streeters were fraudulent all the time, you wouldn't have your nice gig on Dec 2nd. Because, out of all places, Florida is full of comfortably retired people who relied on their savings, and 401Ks, and annuities, and all other financial instruments that were made possible by hard working and smart Wall Streeters.
Greed and sheer gambling tendencies of some of these people should not describe an entire industry to you.
My financial adviser is a regular guy, who lives in the same neighborhood with me, has two kids. His company never practiced all that crap with derivatives and subprimes and shit... My assets are doing fine, thank you very much.
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Хочу лето (или нормальную зиму)